I can’t justify a 2nd job unless I can work from home

(which I’ve been looking at actually, trying to see if there is something legit I can do from home that will actually provide additional income) since it’s 15 miles to Okmulgee (one way) and I work in Tulsa full time which is a 100 mile round trip commute. So what I try to do is get my errands run on my way home so I don’t have to spend additional fuel.

What cheers me up is knowing that if I don’t change anything right now and keep paying what I have been paying all along, the first cc will be paid off by May 2014, the 2nd one by Sept 2014, the 3rd by Nov 2014 and then the CreditOne card in Dec 2014. The last two will be done by Nov 2015.

I am wondering if I shouldn’t be a little flexible on the 3rd one since it was closed quite a while ago so they can’t change my rate. I’m not familiar enough with this program to be sure if it makes any difference. If it’s not broke, no need to fix it, right?