Well, we paid off 4 thousand towards the snowball this summer and it feels great

The goal is to put another 5 thousand towards it before the end of the year. It’ll be tough but we are going to try. It depends upon having no unexpected expenses.

I have not yet started sinking funds for anything other than Christmas. I want to pay off the first card before we do so. After that 5 thousand, we’ll be there. Then, I’ve got to figure out what sinking funds we need.

Best of all, both kids are on board, but their motivation is that they want to go to Disney World and we have promised them that when the snowball for step 2 is at zero, we will save and go. Our lofty goal is for 2 to 3 years from now. So, when they used to ask for things at the store, when we say that we are saving money, they remind each other why. It’s a ton easier that way.

Also, I had asked about ebay and then never responded. I ended up deciding that i need to develop things more before I add a store. But, I have been taking advantage of the listing offers that they send about twice a month. I made 240 in August and my goal is 300 hundred for September, so and i decided to get one thousand loan at LendMe service.

Right now, I sell a combination of things that I get second hand for super low prices and things that I have in the house that we don’t need anymore. In the past, I would have given them away, but now I am using them to make extra money. So, my actual expenses are pretty low. I have a book that I keep track of the items, what (if anything) I paid for it, what it sells for, and what the costs around the sell are. I typically make between 5 and 20 dollars per item so I am pretty much selling small stuff. I have two kids that have outgrown so many clothes and shoes that are still in great shape and I have found some boutique brand clothing and shoes at thrift stores. I never pay more than 2 dollars for anything and I now have a bunch of stuff sitting downstairs that is ready to be put it. It’s just that it takes time to do it. And, it takes time to browse at thrift stores, but I have learned to watch for the sale days when they discount items even more than normal. But, I managed to put up 100 items during the last promotion and now things are really selling. I think that I’ll meet my goal this month.

We did just splurge on our yearly trip to a local amusement park, but I got discounted tickets and I used money from my sales to pay for it. So, in a sense, we saved for it ahead of time. It feels good to know that something is paid for ahead of time and will not add to debt.

Now, the trick is going to be to stay within our budget for Christmas. That will be the only way to meet our goal for the end of the year. Traditionally, Christmas time is a going into debt time so it is going to be hard.

We seem to be having duhhhh moments around here

First the thing with having the wrong default address for sending email. Then the fact we’ve been making do with one sweeper in a multi-level house for MONTHS which has meant a whole of carrying one up and down stairs and as a result far less than normal vacuuming being done.

Then a couple of weeks ago dh asked me what was wrong with the black vacuum in the garage. Black vacuum? What black vacuum? It was my grandmother’s, she died about 7 years or so ago and it has been down there ever since. A new belt ($1.50) and a new bag ($2.50) and I now have a new downstairs sweeper. Duhhhh!

Then there was the duck hunt I posted about a week or so ago. Did that post go through? I need to check. We spent all that time in the sun because I forgot to take water? Duhhhh!

Then there are the folks calling us to “borrow” money, I know that post didn’t go through, I saw it in the bounced folder. Basically it’s folks who have made fun of us for following the DR way of life, one has even so far as to call us stupid fools for doing it. Now they know how close we are to killing the credit cards and suddenly they need money from us. “A small loan, you know, just to get their cc bills down a bit so they can live easy again.” Only we know from experience that none of the folks wanting to “borrow” never pay back and will never consider doing a budget of their own until they hit rock bottom. So that is a huge DUHHHH! On their part, no money is going their way.

Dh even told the one that called us stupid fools “Well this stupid fool has been paying al his bills and is nearly debt free and until you get “stupid” too I can’t see my helping you.” He said that felt so good because the fellow’s remark has really irritated him for quite awhile.

We had another family member make a run at dmil’s emergency fund. Not quite as bad as THE sil, at least they were polite enough to call us and ask for some of “Mom’s money” to get them over the hump until their next check came in. When dh said sorry that their lack of planning was not an emergency on Mom’s part and that fund was strictly for dmil’s emergencies. The person said they’d call Mom. Dh told them to go ahead, she’d probably be glad to hear from them since they hadn’t called her in six years and oh btw if you find a phone number that works for her please let us know. Talk about a duhhhh person!

Can you tell I’m cranky? Broke a tooth and I am not amused. I have been blessed with good teeth all my life so this failure irritates me. The tooth doesn’t even hurt, just has sharp edges and makes me cranky.

On a brighter note. I sold one book on amazon, just one, but I sold it for $58.99!!! Shipped it today! I also find I MAY have a buyer for several of my historical re-enactment clothes and equipment that could net me a decent sale. No guarantees, but I’m working up individual prices and bulk purchase price for her. She says if the price is right she’ll take it all! Now finding the right price for both of us. Wish me luck.

Dh and ds have got to work a small amount of overtime, that adds to our snowball, they may even work more this week.

DS great Millie Moment was last Friday morning. The boss called him in and first of all complimented him on how pleased the customer that ds had been farmed out to had been with ds’ work. Pats on the back are always good.

Then the fellow asked him if he’d be willing to go do a 6-8 week walk-down once the weather cools off soon. He said yes.

Then the supervisor told him he had put in for another pay raise for ds and he knew it had been approved, but not for how much. Ds has to wait to next pay day to find out how much. Considering the guys both just got $1 an hour raises in May this was a total shock on ds. I guess the client must have been really pleased with his work!

Dh may have to go on that walk down with ds, we are hoping with dh’s new job title that won’t happen, but if so it should be interesting being home alone all week for that amount of time—they’d come home on weekends.
I’ve been cleaning like a champion, and seem to be making very little headway for the amount of time I am putting in, but when I finish each area it really shines!
I’ve also been working on Webfoot Tub a lot more and hope to get several new items up on the site soon.
Into our third month of pretty much living out of food storage. Ds did purchase 10# of ground beef about 3 weeks ago, but I still have most of it.